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Terms of Service

Last Updated: January 15, 2025

Welcome to Arcteron Trust. These Terms of Service ("Terms") govern your access to and use of websites, digital platforms, applications, and online services (collectively, the "Services") provided by Arcteron Trust, its affiliates, and subsidiaries.

Please read these Terms carefully before using our Services. By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

1. Acceptance of Terms

Your use of our Services constitutes your electronic signature to these Terms and your consent to enter into agreements with us electronically. In addition to these Terms, your use of specific Arcteron Trust accounts, products, or services is governed by the applicable account agreements.

2. Access and Use of Services

Eligibility: You must be at least 18 years old to use our online banking Services. By using our Services, you represent that you meet this requirement.

Account Security: You are responsible for maintaining the confidentiality of your credentials (username, password, biometrics) and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

3. Online Banking and Transactions

When using our online or mobile banking Services to initiate transactions (e.g., transfers, bill pay, external deposits), you authorize us to process these instructions based on the credentials provided. We may place limits on transaction amounts or frequencies for security purposes.

4. Prohibited Uses

You agree not to use the Services to:

  • Violate any local, state, federal, or international law or regulation.
  • Attempt to access unauthorized areas of our network or another user's account.
  • Transmit viruses, malware, or any other malicious code.
  • Engage in fraudulent activities, money laundering, or financing of illicit activities.

5. Intellectual Property

All content, design, graphics, compilation, magnetic translation, digital conversion, and other matters related to the Services are protected under applicable copyrights, trademarks, and other proprietary rights owned by Arcteron Trust. You do not acquire ownership rights to any content or document viewed through the Services.

6. Disclaimers of Warranties

The Services are provided "as is" and "as available." Arcteron Trust disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or fully secure against cyber threats.

7. Limitation of Liability

To the maximum extent permitted by law, Arcteron Trust shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or use, whether in an action in contract or tort, arising out of or in any way connected with the use of the Services.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflicts of law principles. Any legal action or proceeding related to the Services shall be brought exclusively in a state or federal court located in Boston, Massachusetts.

9. Contact Information

If you have any questions or concerns regarding these Terms, please contact us at:

Arcteron Trust
100 Federal Street, Suite 2500
Boston, MA 02110
compliance@arcterontrust.com
(617) 555-0200

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