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Arcteron Trust
Personal Banking

Banking That Fits
Your Life

Zero-fee checking, high-yield savings, and competitive credit products — designed for real people living real lives in Boston and beyond.

Checking Accounts

The Account that Works as Hard as You Do

No monthly fees. No minimums. Free nationwide ATM access with every Arcteron Checking account.

Arcteron Essential Checking

Perfect for everyday banking. No monthly maintenance fee. Free debit card. Real-time transaction notifications and overdraft protection.

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Arcteron Premier Checking

For clients who want more. Unlimited fee-free ATM reimbursements, priority customer service, travel benefits, and exclusive member rates on loans.

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Arcteron Student Checking

Built for college students. No monthly fees. Fee-free Zelle transfers. Budgeting tools and financial literacy resources built into the mobile app.

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Savings & CDs

Make Your Money Work Harder

Competitive rates that keep pace with the market — and your ambitions.

High-Yield Savings

Earn up to 5.10% APY — 10x the national average. FDIC insured. No minimum balance required. Automatic transfers to help you save effortlessly.

Certificates of Deposit

Lock in a guaranteed rate for 3, 6, 12, 24, or 60-month terms. Rates up to 5.25% APY. Ideal for medium-term savings goals and risk-averse investors.

Money Market Account

The flexibility of a checking account with savings-level yields. Earn 4.85% APY with check-writing privileges, debit card access, and five free monthly transfers.

Credit Cards

Credit Cards with Real Rewards

No annual fee options, cashback on everyday purchases, and industry-low APRs for Arcteron members.

Arcteron Cashback Card

Earn 2% cashback on all purchases. No annual fee. No foreign transaction fees. Zero liability fraud protection. Credit limits up to $25,000.

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Arcteron Rewards Platinum

3x points on dining and travel. 2x on groceries and gas. Annual travel credit of $200. Access to 1,300+ airport lounges. 15.99% introductory APR.

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Arcteron Student Credit

Build credit responsibly. 1.5% cashback. No annual fee. Credit-builder tools and free monthly FICO score. Designed for students with limited credit history.

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Get Started

Open Your Account in Minutes

No branch visit needed. Apply online, get approved instantly, and start banking with Arcteron today.